Pre-Settlement Funding
Pre-settlement funding provides cash to plaintiffs while their case is still active — filed, in negotiation, or in litigation, but not yet settled or decided. It's the most common form of lawsuit funding, designed specifically for the period when expenses continue but your case hasn't concluded.
If your case has already reached a settlement amount or verdict and you're waiting on the money itself, see settlement funding or post-settlement funding instead — the review process and timing are different once a case has resolved.
How Pre-Settlement Funding Works
You apply, we confirm your case details with your attorney, and underwriting reviews the estimated strength and value of your claim at its current stage. If approved, you receive an offer with the amount and terms before any funds are sent.
Who May Qualify
Plaintiffs represented by an attorney in a pending personal injury or civil claim, with documented damages and a reasonable basis for liability, are generally considered.
Types of Cases We Consider
Car and truck accidents, slip and fall and premises liability claims, medical malpractice, wrongful death, employment disputes, product liability, civil rights claims, and mass tort actions, among others. See our case types directory for details specific to your situation.
How Much Funding Can I Receive?
There's no fixed amount — funding reflects the estimated value and stage of your specific case as determined during underwriting.
What Does Pre-Settlement Funding Cost?
Costs vary by case and are only owed from your proceeds if your case resolves in your favor. Ask for a full, itemized cost breakdown before accepting any offer.
Do I Need Good Credit?
No. Approval is based on your case, not your credit score or income.
How Long Does Funding Take?
Timelines depend on case complexity and how quickly your attorney's office can respond to our information requests. We don't guarantee a specific timeframe.
Frequently Asked Questions
Can I apply for pre-settlement funding more than once on the same case?
In some circumstances plaintiffs request additional funding as a case progresses. Each request is reviewed individually based on updated case information.
Does pre-settlement funding affect my final settlement amount?
The advance and any associated costs are repaid from your proceeds if you recover, which reduces your net amount. Your gross settlement or judgment itself is negotiated independently by your attorney.
Related Funding Options
Funding Products
Case Types
Funding By State
Case still pending?
See if pre-settlement funding may be available while your claim moves forward.