Lawsuit Funding While Your Case Is Pending
If you're a plaintiff with a pending or recently resolved legal claim, USA Lawsuit Funds provides non-recourse funding — a cash advance reviewed against your case, not your credit — so you can cover expenses while your attorney pursues your claim.
How it works: apply in minutes, we verify your case with your attorney, and if approved, funds are typically sent directly to you. Repayment comes only from your settlement or judgment.
No credit check. Non-recourse — subject to case review and approval. Not available in all states.
Non-recourse funding
No credit check
Attorney-coordinated
Individual case review
Find the Right Type of Funding
Funding needs differ depending on where your case stands. Not sure which applies to you? Start with settlement funding for a quick guide.
Lawsuit Funding
The full overview of how our funding works.
Pre-Settlement Funding
Cash while your case is still pending.
Settlement Funding
Not sure which stage you're in? Start here.
Lawsuit Cash Advance
A fast path for plaintiffs who need cash now.
Settlement Advance
Already settled? Get an advance on it.
Personal Injury Funding
Funding organized by case type.
Post-Settlement Funding
Waiting on a resolved case to pay out.
Lawsuit Funding By State
View all states →Common Questions
What is lawsuit funding?
Lawsuit funding is a non-recourse cash advance provided to a plaintiff with a pending legal claim, based on the estimated value of that claim. It is not a conventional loan — repayment comes only from your case proceeds, and approval depends on case review rather than credit or income.
Is lawsuit funding the same as a lawsuit loan?
The terms are often used interchangeably by consumers, but they can describe different products. Non-recourse funding, which is what we offer, is repaid only if your case resolves in your favor. A conventional loan would generally require repayment regardless of case outcome. Always review your specific agreement to understand its structure.
Do I need good credit to qualify?
No. Approval is based primarily on the estimated strength and value of your legal claim, not your credit score or income.
Do I need an attorney to apply?
Yes. Funding is only available to plaintiffs represented by an attorney, since we verify case status and details directly with your legal counsel.
How much funding can I receive?
The amount available depends on the specific facts, stage, and estimated value of your case. There is no fixed or guaranteed amount, and every application is reviewed individually.
Ready to see your funding options?
Applying takes a few minutes and does not require a credit check.