Car Accident Lawsuit Funding
A car accident claim can take months or years to resolve while medical bills, lost wages, and everyday expenses keep coming. Car accident lawsuit funding gives plaintiffs with a qualifying pending claim access to a portion of their expected settlement value before the case concludes.
This is not a traditional loan. It is a non-recourse cash advance secured by the potential outcome of the case, reviewed in coordination with your attorney.
Who May Qualify
You may be considered if you have a pending car accident injury claim represented by an attorney, with evidence of liability on the part of another driver and documented injuries or damages. Rear-end collisions, intersection crashes, and multi-vehicle pileups are all commonly reviewed case types.
Cases without attorney representation, or without a clear basis for a liability claim, are generally not a fit for this type of funding.
How Funding Works for This Case Type
After you apply, we request basic case information from your attorney, such as the police report, insurance information, and a summary of injuries and treatment. Our underwriting team reviews the strength and estimated value of the claim, not your credit or employment history.
If approved, funding is repaid only from your settlement or judgment. If you do not recover, you generally owe nothing back under a properly structured non-recourse agreement — a core difference from a conventional loan.
What Information Is Needed
Typically: your attorney's contact information, the insurance carrier(s) involved, a police or incident report if available, and a brief description of your injuries and treatment to date. Your attorney may be asked to provide a short case status update.
Attorney Involvement
Your attorney is a required part of the process. We do not provide funding without attorney confirmation of representation, and we never advise you on legal strategy — that remains between you and your attorney.
Funding Considerations
The amount available depends on the estimated value and stage of your specific claim, not a fixed schedule. Every application is reviewed individually, and approval is never guaranteed.
Risks & Cost Considerations
Because funding is repaid from case proceeds, the cost reduces your net recovery if your case settles or resolves in your favor. Read any funding agreement carefully with your attorney before signing, and ask about all fees before you accept an offer.
Frequently Asked Questions
Do I need to have hired an attorney already?
Yes. Funding is only available for represented plaintiffs, since we coordinate case verification directly with your attorney.
Does fault need to be fully determined before I apply?
No, but there generally needs to be a reasonable basis for liability against another party for the claim to be considered.
What if my case doesn't settle in my favor?
Under a properly structured non-recourse agreement, you are not personally required to repay funding out of pocket if you do not recover. Review your specific agreement for exact terms.
Related Funding Options
Other Case Types
Funding By State
Have a pending car accident claim?
See if your case may qualify for funding before your settlement is finalized.